Synchrony Financial (SYF) Net income fell to 3.41 billion: Growth Analysis

Synchrony Financial (SYF) is owned by a number of high-value investors. Its largest direct holder is Margaret M. Keane Chief Executive Officer and Director with 523,901 shares. The second-largest direct holder is Brian D. Doubles President, with 199,915 shares of the company’s stock. In third place with 137,984 shares of SYF is Henry F. Greig Executive Vice President, Chief Credit Officer and Capital Management Leader.

Now turning to institutional ownership of Synchrony Financial (SYF), GIC Pte Ltd. (Investment Management) is the top holder with 55.47 million shares. The next largest fund holder of this company’s stock is The Vanguard Group, Inc. with 54.42 million shares. In the third-place spot with 35.19 million shares is Fidelity Management & Research Co..

This company’s stock price was $32.88 at the previous market close, with its latest volume reaching 2,807,041. Compare that to its average daily volume of 4.82M. Given the fact that this stock has 671.51M shares outstanding, its current market value is sitting at $22.08B. This publicly-traded stock’s 60-month Beta is 1.17. Its Price to Sales ratio is 1.16, its Price to Cash Flow ratio is 1.88, and its Price to Book ratio is 1.53.

SYF stock has achieved a 5-day range of $31.48 to $33.71, with a total performance of +2.59% during that period. Meanwhile, in the past month of trading, this stock has traded in the range of $31.21 to $35.49, generating a -4.06% change during the period. In the past three months, this stock’s price has changed by -4.22%, trading in the range of $31.21 to $36.87.

In the past 5 days, shares of SYF have made a new high 3 times. In the last month, it has made a new high 3 times, and in the past 3 months, it has made a new high 14 times.

Now let’s turn to this public company’s earnings. For the quarter ending 6/29/2019, the earnings per share (EPS) was reported at 0.97. This is a 0.02 difference compared to the consensus estimate of 0.95, amounting to an earnings surprise of 2.10%. In the previous quarter, which ended in 6/29/2019, the consensus estimate was 0.93, making for an earnings surprise of 7.50%. For the quarter ending 12/30/2018, EPS was reported at 1.09, generating a 17.20% earnings surprise.

The Net Income for the most recent full fiscal year, which ended in 12-2018, was $2.79 billion. This is compared to the prior year, where Net Income was $1.94 billion. Meanwhile, this company’s Operating Cash Flow was $9.34 billion for the year, compared to $8.57 billion in 2017. Free Cash flow was $9.34 billion compared to the prior year’s $8.57 billion.

Synchrony Financial (SYF) stock currently has a Financial Strength score of 3.4/10. This is due to a combination of factors, including a Cash to Debt ratio of 0.55, an Equity to Asset ratio of 0.14, a Debt to Equity ratio of 1.44 and a Debt to EBITDA of 1.23. The its Beneish M-Score is -2.61.

This publicly-traded company’s Profitability and Growth score is 3/10, thanks to a combination of things: a Net Margin of 19.82, a ROE of 23.52. Similarly, this company’s 3-Year Total Revenue Growth Rate is 9.50 and its 3-Year EPS w/o NRI Growth Rate is 12.20.

Shifting focus now to Valuation and Return for SYF, this company’s Price to Tangible Book is 1.90, its Price to Projected FCF is 0.23 and its Price to Median PS Value is 0.76. This organization’s Price to Graham Number is 0.76.

Certain ratios provide helpful insights into how a stock is performing. This stock’s PB Ratio is 1.62, its PS Ratio is 1.38, its PE Ratio (TTM) is 6.86, its Forward PE Ratio is 6.99, and its PE Ratio without NRI is 6.86. Similarly, its Price to Free Cash Flow is 2.47 and its Price to Operating Cash Flow is 2.47.